you will learn a lot. he lasted about three more years. david: when he left -- jamie: i was offered a bunch of jobs to stay, but he said, we will find something, build something great. we took over a company called commercial credit. right here in baltimore. i moved down here. it had seven other little companies, a company in israel, a small international bank, a small life insurance company, and that company is the same company that became citi. over those 12 years, so these names you will recognize, we bought primerica salomon , brothers, travelers life -- and it was a conglomerate. we did a good job with shareholders and merged with citi.