tv MONEY With Melissa Francis FOX Business December 9, 2013 5:00pm-6:01pm EST
starbucks metal cards sold out in seconds only $450 and only a thousand cards were available. people are selling them on ebay. david: we'll get your response. we had millions today. we'll get your response in tomorrow. melissa: welcome to a new week of health care hell. shocking numbers show seven out of 10 doctors in california refuse to participate in the state health care exchange. it is the latest blow to obamacare that could end up burning a hole in your pocket. even when they say it's not it is always about money. >> you know the president is in trouble when he is fighting pushback from one of the nation's bluest states out there. from the looks of it obamacare is getting anything but a sunny reception from doctors in california. a new study estimate that is 70% california's doctors are
boycotting the state's health insurance exchange. 70%! many of them considering leaving the medical profession all together. it is the latest round of health care hell. here to break it all down, manhattan institute avik roy and byron york, "washington examiner" fox news contributor. byron, let me start with you. 70% say they will not participate. why? >> what the "washington examiner" found there were $104,000 in california. about 70,000 of them will not take medicaid patients. under the expansion of medicaid is a big part of obamacare. the big reason california pays even less than federal medicaid reimbursement rates. richard pollack found that the other states doctors get $76 in office visit. in california they get $24. other states they get 500 to $700 for tonsill he can toe my,
in california they get $160 a lot of doctors say it is not worth it. the other problem, obamacare will be more thousands people on medicaid. it is expanding medicaid to make more people eligible for it. more medicaid patients, fewer doctors that could be a crisis. melissa: california isn't alone. new york state medical society, 44% of the doctors said they aren't participating. 33% say they aren't sure. is it fair to say it will be a nationwide problem? >> it will be nationwide problem but particularly acute in the bluest states. melissa: why? >> states expanded medicaid over the years to irresponsible levels. they don't have a lot of flexibility to turn down the spending. only thing they can to do to balance their budgets is cut amount they pay doctors and hospitals. they will not throw people off the roles. will not make poor people more for the care and pay doctors and hospitals less. that means doctors drop out
system. melissa: byron, quoting websites listed their names participating to get people engaged and here they weren't doing it. hadn't agreed to and aren't going to be part of the exchange. is that true? and how does something like that happen? >> that could cause real serious problems. one of the issues for everybody in obamacare is narrower networks and access to fewer doctors and if covered california, the exchange in california is giving the impression there are more doctors who will take medicaid patients than there in fact are, we'll find out when january 1 comes. that could be a serious problem. and you know, another newspaper did a feature a while back of a single doctor in ear, knows throat specialist in california who took medicaid patients. he had 26,000 of them. so you've got to look at it from the patient's point of view. they won't be able to get any reasonable standard of care if there are no doctors to provide it. melissa: so what happens from
here? what are the logical implications of this? now it seems like it's a runaway train. doctors are trying to run for cover. what happens from here. >> medicaid expansion applies to poor people. you're not eligible for medicaid generally speaking unless your income is 138% below federal poverty level, $14,000. you have to be pretty poor to be in the program. insofar obamacare said we're getting rid of junk plans and kicking you off your plan. junkiest plan in america is medicaid. he is forcing poorest people to be on. melissa: i'm not sure that is that limited. i recently went to doctor. he didn't want to see me because i was in network. reimbursement is so so he can't take that many patient who is are in his network. i think this is becoming a larger problem based on even health care companies trying to cut their costs, to cover more and more people that have been
forced upon them. so i mean it just seems like we're getting back to this two tier system, if you want to see a doctor you want to see have to pay in cash or limited to the doctors that are desperate enough to take $24 for an office visit. >> i have to tell one of the most revealing moments in this whole obamacare controversy came yesterday on "fox news sunday" where chris wallace said to dr. eseek seal emanuel, one of the architects of obamacare, saying that the president promised if you like your doctor you can keep your doctor. and emanuel denied that for a couple times. then said look, if you want to keep your doctor, you can if you're willing to pay for it. of course that is true anywhere in the world. you have enough money you can get a doctor. that is not what the president promised. >> not only that, it is exact opposite of what was promised. the whole idea was doesn't everyone deserve health care? you know you're so selfish you have the great health care and you don't want a join the system where you're paying for other people to have health care.
turns out reality of it, more people are losing what they had and are worse off than they were before. is that what we're seeing? >> yeah. i think one of the key things that is very important to understand, the president keep saying and his supporters keep saying if you have coverage today, nothing will change for you. melissa: that is not true. >> that is what manual said on sunday that somebodies a absolutely not true. people will see much high every costs. narrower physicians and hospitals and high he deductibles and co-pays. it will not be same kind of insurance they had before. melissa: byron, is that true? if you don't think you're affected by it hasn't hit you yet? i don't know that many people that felt impact. >> one of the things interesting, just today, we've seen big articles in the "wall street journal" and "new york times" about higher deductibles as if they kind of discovered higher deductibles are on the way and what they're basically telling people that we've heard a lot about premiums, premiums going up for people who had their policies canceled. but the bigger shock for them, may be when they discover that
their deductibles are now 5,000-dollars or $10,000. essentially if they don't have a health care crisis and have $10,000 deductible they're paying for health care under obamacare. melissa: right. you're just paying for it up front. thanks, both of you. >> thank you. melissa: up next, how would you feel about having your own identical robot? one danish professor built himself just that. it gets, it is about human as it can get. look at this shot right now. which one is the robot? can you tell? stay with us because we'll talk to both of them coming up. bbtcoin set to destroy the dollar? ron paul thinks the threat is real and here to tell us why. you don't want to miss what he has to say. more money coming up. ♪
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melissa: today is our first day of robot week here on "money." like it or not robots are here and impacting every aspect of business from producing products innovating research to complicated surgeries. will these next generation robots take away your job? with me now a robotics professor and his identical android,
geminoid-dx. when you guys are side by side i can spot the difference. before you came and sat down, your robot was there all by himself and i thought it was our guest. why do i want a robot that looks exactly like me? i got to tell you, it's a little creepy? >> you think so? for us this is everyday life. there is nothing creepy about this. in the future, chances are you will have your own android and will anyone else around you. melissa: why? what is the advantage of having a robot that looks like me. what could he do that i would want? >> we, we use him for a number of different things. he has given lectures. he has been overseeing exams. he has been mannequin in a shop and doing all kind of crazy stuff. he is a lot of fun to play with. melissa: what is the commercial use going forward? when i look at something like that, we've been talking about minimum wage and robots coming along and taking jobs that don't require a lost skill and just
require basic communication. can he communicate and respond? >> well, we can give it a try. sometimes the technical challenges are a i will bit big but let's see. so, we could ask him, dk, are you worried about losing jobs due to robot invasions? >> i'm not worried about losing jobs. that will mean more jobs to the androids. >> did you hear that at all? melissa: yes, yes. no, we heard it. i'm wondering is he intelligent enough to respond to what people are saying or is that coming? >> no. he is not intelligent enough but you can think of an android like this as an interface you can essentially hook up to anything. you can hook him up to the best answering systems in the world. that will change the game a great deal. melissa: yeah. >> so the implications in terms of marketing are really, really big because we're going to see a host of different kinds of robots from very small domestic devices up to big industrial size and things in between.
and, the variety is just going to be staggering over the next couple of decades. melissa: oh i can imagine. he could operate like siri, on your iphone where he is stand there and responds to questions knowing basically how many questions there would be out there, especially if he is operating a register at mcdonald's. i wonder, i know you're also developing a chip for your next android that uses your own brainstem cells. is that right? why? >> yeah. that's correct. i'm sitting here with a couple of these chips. these are typically what we call bio chips. this one is actually built and designed in the u.s. of a in california out of silicon valley and fine-tuned here in denmark. what these things allow us to do is communicate directly so we can hook our computers up to small samples of living neurons. those neurons will then be part of the, be part of the
decision-making process inside the next generation of androids. melissa: what does that mean? what kind of opportunity does that open up? >> well it opens up a lot of different opportunities. companies like neuro sin tech who built this one will have to meet demand. in general we'll look at a market probably going to be really, really big. that means that a lot of people will be working in manufacturing robots, in maintaining robots. there will be a creating a whole industry around them. melissa: we're featuring robots all this week. >> on the other side -- melissa: go ahead. go ahead finish. >> yes, i know. on the other side of that, there are of course people who will be losing their jobs to robots but this has been happening for the last couple of centuries. so there is really nothing new in that. what we need to think about is, what kind of intelligence do we want these machines to have and what kind of society do we want to have. melissa: yeah. i appreciate you hanging with us
through the delay in our audience as well. you are in denmark. so we have a little bit of delay but here's my last question. we're featuring robots all this week and i've seen a lot of robots that would work in manufacturing and repetitive tasks. these are very clearly robots. yours you want to make it look human. why is that important? why is it better than looking like cp 3 o? >> couple of reasons. most of your space is designed for human,. you don't want something looking like a big caterpillar moving around in your living room. for domestic robots there will be having advantage in humanoid robots. for some purposes it is going to be much better to have humanoid robots because they make us feel more comfortable. melissa: hmmm. okay. i don't know if i feel more comfortable with him looking like that. you know what, everybody out there tweet me and tell me what
you think. are you more comfortable with a robot that looks like rosy the robot from "the jetsons" or c 3 po or that guy? >> we love your robot. >> -- on the purpose. melissa: i'm sure i have no doubt. >> wait for the next ones. they will be a lot smarter. melissa: i'm sure our audience is having a lot of thoughts about all of this. >> bye-bye. melissa: that are not fit for television. thank you so much. wow, what a way to kick off robot week, right? wait until you see what else we have? are you ready for a world run on bitcoins? some think the digital currency has the potential to ruin the dollar. one of those people is former presidential candidate ron paul. we're talking to him next. forget the 1%. new report that 20% of the people will be rich at some point in their lives. nice. so who are they? and what are they doing right? it is today's "money talker." do you ever have too much money? no way. my custors can shop around--
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melissa: all right. bitcoin is taking the market by storm and causing controversy and uncertainty the world over. could bitcoin be the death of the dollar? former u.s. congressman and presidential candidate ron paul is here with his take in a first on fox business interview. it is great to have you back on the show, congressman. what do you think of bitcoin? >> well i think it's a mystery to a lot of people and there is a lot of mystery associated with it to me as well because i can't quite describe to you exactly what a bitcoin looks like or what it is all about but it is an interesting phenomenon and very attractive to libertarians because it sort of fits this category of competing currencies. if we have a replacement for the dollar, it will be because somebody at the federal reserve
destroyed the value of the dollar and therefore something has to take its place and you know, if you look at the last 100 years the fed has been working on it. 98% of the value of the dollar is gone. melissa: especially lately they have been working hard. you were quoted as saying that you thought about it coin could be the destroyer of dollar. did you say that and what did you mean by that? >> i think there was a little bit lost in the translation and there were a lot of ifs, and, buts and maybes in there. if the dollar goes down, and fed cause as panic in the dollar which we had in 1979 but it required interest rates up to 21% to save the dollar. but if you have a rush out of the dollar which i anticipate will happen, to what degree and how, what will happen we don't know. melissa: yeah. >> but if bitcoin is out there and gold is out there, it can be a participant in bringing down the dollar. you know there able momentum in a certain direction. so but we don't even know about bitcoin.
that doesn't have a very long history. i like the history of gold of course because it's a little bit longer. >> right. >> but if the bitcoin fits the bill, and there is no fraud involved, i think, yes, it can be a participant and there will be other currencies similar to this, i think, as time goes on. the thing that surprised me the most was the, sort of the acceptance by bernanke, not saying, yyu know, that this was a terrible thing. he said, ttis sounds pretty good. we have to consider this as a possibility. he was much more adamant when i asked him about gold. he said absolutely not. gold is not money. maybe bitcoin is. and i just wonder whether it is less threatening to the central bank. that makes me think about what is going on at this point. melissa: do you think it is really less threatening, bitcoin? what is interesting about it, the government has control more or less over the dollar. like you're saying they could lose control through their own actions but for now, they're trying to manage the value.
they seem to have no control over bitcoin so far. i can't imagine they're going to let it remain that way. >> yeah. and that is why, you know, governments are notorious demanding total monopoly over money and credit. it raises a lot of questions what is going on here. we do know that these block chains that are recorded tells where this money goes and how much money it is and the fed's didn't have any trouble tracking down drug dealers that were bitcoin. so i think there's a lot to be learned about this. but in my own mind i just have trouble believing this will be the money of the future. it may be an interim money. may work better than i think and who knows what will happen. but for some reason, hit of money shows people like to see something and understand something and it is pretty hard -- melissa: they do but think about the origin of fiat money.
in the beginning it was ridiculous. rather than trading something that was of actual value you have something that is just a symbol. it is not that big of a leap. it exists digitally in your digital bank account. >> melissa, you skipped one step. they didn't go from barter to fiat money. melissa: gold. >> it has to originate in the marketplace as a commodity and work its way through. then the commodity money became fiat money. but you don't have any currency that just comes up and is a fiat currency. it has to have something behind it. so the question is, will the limitation on the number of bitcoins out there give that type of stability to the currency? and i don't think the evidence is in yet which way it is going to go. s i'm a strong he believer in competing currencies. i've written about it. proposed laws to allow competing currency. right now this might fit the
bill but, i'm not preticking that -- predicting bitcoin may come out on top and may be a major participant and getting a lot of attention and i enjoy the discussion. melissa: you use ad word that is bitcoin's major problem which is stability. is there something they could do, is that the key to making bitcoin more reliable and more acceptable to more people? because while i think it is interesting and believe in the concept i would not personally want to put any money that i wasn't you know, very comfortable with losing into bitcoin. could they make it more stable? would that ruin the underlying premise? >> i think they face a major problem because, you know, metals are a little bit different than that. but it wasn't so stable the other day, you know when the chinese announced they weren't going to allow the chinese to use bitcoins. what did it do, go down 2 or $300 which is a big percentage. no, stability is very difficult
for fiat money. it is never going to be stable. it will always deteriorate. a bitcoin is quite a bit different. something that come about in the modern age. it is wait and see. i'm like you, i'm not buying any bitcoins and putting in my shoe box. melissa: before we run out of time, i want to ask you real quick, how do you think this will all end with the fed? they have brought in unusual measures that we've never seen before. a lot of people think inflation is around the corner. when it comes it will be runaway. do you think that? how do you think that plays out, everything that happened with quantitative easing? >> from an austrian economic school viewpoint you already have inflation. inflation meaas when the supply of money is massively increased now the velocity is subjectively determined, it hasn't started to circulate. melissa: right. >> they have no control over that. so even if they quit, let's say conditions are such think could quit the quantitative easing, there is still so much out there they can't predict what would happen. so the price inflation which is
secondary consequence of monetary inflation is yet to come. no, i think there, we're in for big trouble because even if they give a token little cutback on quantitative easing it will panic markets. if you get somebody like yellen in office and they're trying to do that, she is bolder than the rest of them have ever been. so she will not hesitate. that is the only tool left for stability in the economy and economic growth is you print more money and print more money along with government spending more money. there is a limit to that and that is what i've been saying and i'm sure they can not solve our problems by doing the same thing that created our problem. melissa: congressman, we're out of time. will you come back because i want to talk to you more about that topic. we didn't have enough time on the fed. can you come back and do more with me. >> i will be glad to. melissa: thank you so much. are you in the 20%? new report says one in five will become rich and powerful in our lives and these are people
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melissa: the rise of the new rich, it is not just 1%, a survey from associated press reports 1 in 5 americans can expect to be rich at one point in their lives, but for how long. that is today's money talker. our panel is ready to go. i feel like i know these people, who at some point in their life, earned more than $250 thousand for a year, they may have dipped
slightly below that, they have worked themselves to this position they send their kids to private schools, they have nice cars, they live in a gated community, they really want to hold on to this life style they are barely doing it. >> the thing i find, you say you feel like you know them, so do i, i spend time in the green home here, i have met so many successful people, almost every one self-made. getting there is one thing, staying there is another. not like okay i'm rich today, game over. maintaining it to our point is tough. you are in that sweet spot. have you a little bit of cash but not as much as some other people you have been meeting on the way up, they are buying things you still can't have, no body wants to hear you complain, but if you feel i am being
demonized for doing what i'm supposed to do climb the ladder of success. >> we built of a country guaranteeing with equally it was opportunity but not outcomes in the past it has been a linear upward woe mo builtty, once you hit that 250 then it 300, keep working hard you keep going, that used to be the case, not any more. i don't know about you, it has happened to me, one year a hit a pretty good mark in th the inco, and the next year not so much. >> what is interesting is how precarious the economy is. and also precarious for people at bottom, a survey 80% of americans between ages of 25 and
60 feel at some point some economic insecurity, people at the top are use to this risk, entrepreneurialism, and capitalism is that risk. people i know, this is their kind of used to this they can absorb it, we need to be concerned, absolutely. we should be concerned about the people at the bottom 80%. melissa: i think -- without question. i think it shows that everyone is feeling insecure about hanging on to what they have. they found institute this group of people in particular. were liberal when social policies, when it comes to gay marriage or abortion they. and very conservative when it came to fiscal policies, saying don't tax me, don't take away any more of my money, they have interviewed people, i started on
food stamps, i pulled my way up, i don't like giving to people, who to me don't look like they are trying to get better. >> it is a punishment, the wrongs of yesteryear,ure we always told the same 1% that were wealthy in 1979 are same now but they gobbled up a greater share of the wealth, as if we don't have mobility up and down. >> we've seen a lot more economic mobility downward, when you have 20% of the people being rich, top 2% of the bracket, sometime that means that rich are getting richer, that is not a bad thing. melissa: if everyone is en insession cure. >> what you have seen is an ex askeex
-- exacerbated by president obama. in the economy nothing is perfect, free markets they ebb and 'fro flow, you need a limitd government that gets out of the way. >> i agree, you need a strong middle class, the economic inequality is the main challenge of our generation, you have so many poor people, and so many rich people nobody in middle class. melissa: how do you rec tie that. it feels like the president want foss rectify that by taking from the rich, and giving to the poor. >> i think what democrats like me will say republican administrations have taken from the poor on -- >> what is the solution that does not penalize the rich. >> main sane atain a strong
middle class. >> how. >> identify with -- >> what does that mean? >> solution to address under clad and working poor and the middle class is growth policy, have you not seen that with this administration, you need cut margin all-tech rates, and cut that will gains taxes. melissa: you are quiet. >> i am just listening, if you listen to president obama he said our goal is to have a broad middle class. that not the goal, before it was, it was i'm going to hit it big or my kids are going to hit it big, tell me what i have to do. melissa: is that what we want? >> that is that is a wonderful. everyone where democrats are in control you have widest income inequality, pick a state like
california which is only supper rich and super poor. the fact is that, it, tax system, it elitism, have you people in san francisco who condition pay their renn because -- can't pay their rent because silsilicon valley millionaires e pushing themselve out. >> class warfare is rearring its head -- >> i love you but he is the general in this class warfare. >> we have to go, mark my hat is off to you, well done. you sat here getting attacked not a fair fight but did you well. >> i was going to ask him about my new watch if he liked it. >> for the record, i do. >> next up, amsterdam has a new approach to dealing with alcohollics, making them work for beer.
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says they hole the secret to curing back pains and hec hemorrhoids. the shoes fix that in no time, high is developing a whole range of metal footwear, in varying degrees of heaviness, different colors. >> check this out, all american girl jennifer -- one of three finalists in popular middle easternty of tiety tern tv compe wowed audiences threw out the region by singing renditions of classic arabic song. she embraced arabic music since discovery it on-line three years ago. >> in most workplaces drinking on the job is enough to get you fired but not in amsterdam, a
government funding orzation set up a program that lets alcoholics clean up the city, in exchange for beer and tobacco. joining us now adiction expert, do you love this idea or hate it. >> i think i am and any sensible person would health this idea. -- would hate this idea, it en enslaves people, they are addicts you provide them with their drug, alcohol, and making them clean up the city. melissa: some would make argument if insensed them to go out and work. that if you gave them an -- i'm not saying these things, i am presents the other side, also if you pay them in dollars they would buy alcohol anyway. >> well alcoholism is a disease, it would be no different if you gave them cocaine, and let them do lines of coke while working, when you think about it in some
ways maybe social experiment we're doing that in america, legalizing american american, saying if you just go to work, go to work high, that is okay. well, it really is not okay. i'm not, of connecting people with their coreselves. and not having them be in contacted to get through the -- intoxicated to get through the day. a cynical government in amsterdam, we can get our city clean if we just play into the weaknesses that is the worst thing that i person could do to another person. melissa: what is difference between this and plo providing o help someone kick a drug addiction. >> metha doan is not provided for work, nobody wants to be on that for 30 years, if you have yourself in a jam with opiates sure, you might need it to
accommodate to the changes in your brain. that is a tragedy. but not as much of a strategy as overdosing on hero en, the government saying we'll keep them sick, they will not get way and they will keep the city clean. i'm surprised our president is not on to this. melissa: when you look, 6 hour workday, 5 to 6 beers, half a packet of rolling tobacco, a fry lunch, and just under $14. come dined that value they estimate on what beer goes for in topless than $20 a day. minimum wage in netherlands is $760s $11.60. it started in canada can you imagine it spreading ? >> i can imagine. spreading to any country that does not value liberty, which is more and more the globe. i just hope there is some
enterprising class action lawyer and that allows allows in amsterdam for that guy to hit these people hard, say you are destroying lives, you are going to pay. i would be first one over to testify that is what they are doing. >> thank you. melissa: next, do you know that you can save money just by icing your credittcard? up to $500, what is the catch? why are we not all doing it? i was shocked about this in our morning meeting, i edg don't thk you know at answer, this is money in your packet. you can never have too much money. my customers can shop around-- see who does good work and compare costs. it doesn't usually worktha. but with unitedhealthcare, i get information on quality rated doctors, treatment options and estites for how much i'll pay.
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know if your credit card has a price matching program, they will match lowest price of a product after you bought it, they you back at difference, some cases up to $ 500, a lot of people have it don't know it. john, with smart credit.com. so, how many credit cards offer this how do i get my money back in. >> you would be surprised how many. pretty much everyone with a mastercard or visa logo or discover or american express off are a price matching or price protection benefit that nobody knows about, i saw a survey less than 1% of card holders know they have this benefit. >> it sounds tedious, do i have to monster where ads are and how do i prove, i saw it on conner for sale for this. >> there a process involved, you
can't just call and say i saw it on ebay for 50 bucks less it has to be offered, same product. by retailer, and price has to be verifiable, it is a fair requirement. but how many times have you bought something expensive over holiday like electronics, and then, in january, you are like gosh darn it that is dollars 100 bucks cheaper that i spend for it. melissa: this is why it is important because, the day after thanksgiving, target ran great deals and walmart on ipads. so if i go out right now, and buy more expensive ipad can i site that deal. >> now you go backwards this is only going forward in time, if you buy today for say $500, and you see the same product in 3 weeks for $50 less. melissa: what is time limits?
within a month? >> 30 to 90 days, depending on the card, some cards less, some cards are more liberal they will give you 3 months. to find the same product for a cheaper price. >> what do you need to prove it? you have to verify it? an ad or what? >> you will want to find an ad or find the page on web site that shows product at a lesser price, and also product number, so they can verify it is the same product, how many different options for ipads there, and pricing all vary. with different features. you will want to make sure it really is an apples to apples comparison or you are wasting your time. melissa: i am big on loss damage one. i buy a lot of stuff on american express because i buy sunglasses and lose them within 90 days
that is a great one, another one that i was not aware of is extended warranties, you go to best buy, they try and hose you get you to buy that extented we're anti-- warranty, you should have checked on your credit card, you may have already had it. >> most people don't understand they actually have the extended warranty option on their credit card. most do not keep a copy of terms and conditions, you can go to credit card issuers web site or let google do the work for you. you will find language on the web site, you would be surprised to learn the credit cards double the warranty on the products, double, if you go and buy a warranty for x-number of dollars,. melissa: you are an idiot. >> well, i would suggest you don't understand willful benefitt of your credit card, consumer advocates love to
vilify credit cards an evil product, they have no clue how much money a consumer could safe, and price matching is great. melissa: john thank you so much, you saved us all a lot of money we appreciate it. >> that is what i'm here for. melissa: who knew that falling asleep on a plane could earn you some cash. one man found out, more money is ahead. every day we're working to be an even better company -
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macy made nearly 440,000 bucks. making money from catching some z's. one man whose sweet dreams turned into a bit of a nightmare after he woke up from a long nap on the united express flight then found himself alone in that dark, locked plane. can you imagine? the man seemed to go unnoticed. the plan without them. the airline responded by giving him a $250 voucher and a free hotel night. somehow that just as us and to make up for what happened. an outdoor show which will air in april on the sports and channel. that's all we have dates to the
robo wheat beer plaza feel like catching a said midnight, said your dvr for "money" at midnight. starting tomorrow and the so-called independence will be on and off for. >> central. gerri: hello, everybody. i'm gerri willis. tonight on "the willis report," another big obamacare light. it is not a forfeit. low-cost plans with the price tags. >> the president guaranteed me i could keep. >> if you want to you can pay for it. >> also, our special series, user's guide to taxes. big change is coming. he will get you prepared tonight . and america's worst charities, is essential advice on giving wisely this christmas. we're watching out for you tonight on "the willis report." ♪