ms. adams is recognized. >> thank you madam chair and thank you for convening the hearing. many of us here have been shouting about fighting for and researching these issues for decades. having this conversation is long overdue. let me get right to my questions. what have local and federal policies done to create the wealth gap and what are some of your proposed solutions? >> so, certainly i can give one example with respect to federal policy. the destruction of black neighborhoods with revitalization cannot be understated. one of the things we know and i will get to my argument quickly. this will not take long. the highest number was 1899. there is still a medium-size team of one. what you did is to break all the social network and what you did with revitalization was these communities were further separate it from the businesses and economic activity. not being able to take full advantage of the bill, that is another policy. they are not just in one place. were you asking me for recommendations or just to name some of the policies? >> for bringing the new engine change an