. >>> and what do you get when you cross tim tebow with david bowie, an amazing bit by jimmy fallon on "late night." we'll have it for you in 20. >>> how low will they go? there has never been a better time to get a mortgage or to refinance. the average 30-year fixed rate has slipped to a record low, 3.89%. cnbc mandy drury is here with what is moving your money. despite the incredible rates, a lot of people reluctant to actual the trigger. >> or maybe they want to pull the trigger but can't take advantage of the record low rates because they don't qualify. many don't want to sink money into a home they still fear could lose value over the next few years. the good news is, though, the housing market is showing signs of putting in a bottom. for example, last year we saw foreclosures plunging about 34%. it was still a rocky year by other metrics. new home sales over the course of last year are likely to have their worst year on record, going back half a century. but hopefully, hopefully we're putting in a bottom and if people can qualify for those loans, it is a great deal at this stage.
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