you have the bios available to you, but a quick introduction, howard gleckman, josh wiener, matt salo, the national association of medicare directors, and then stephen moses with a long-term care center -- >> center for long-term care reform. >> take it away. >> let's try to get the slide. ok, very good. thank you very much. i very much appreciate the opportunity to talk with you, and i want to thank joe antos and aei for hosting me and the panel. i look forward to the discussion and hopefully this will be in the spirit in which i wrote the paper, which is really to as preparation for the commission and my role in the commission and perhaps am helped to the members to try to identify what are the issues and what are the questions, what oath we know, do we know, does the evidence indicate a direction we should look further into, or what do we not know at all about this very complex area of long-term care, the financing of long-term care, the provision of services, to a lot of different types of populations, disabled, elderly, and so that is when i was appointed as commissioner, i want